White paper

PSD3: Current status of strong customer authentication and authorised push payment fraud prevention requirements

Digital banking and payment services regulation in the EU is currently undergoing a major overhaul. New types of banking and payment fraud are rapidly increasing and have prompted European regulators to review and adapt PSD2, the payment services directive that currently applies.

This report provides digital banking, security, and fraud experts in EMEA and APAC with an update on the current state of the regulatory overhaul. It focuses on upcoming legislative changes in two key areas:

  • Strong customer authentication (SCA) for digital banking and payments
  • Prevention of authorised push payment (APP) fraud