Digipass 830 combines all OneSpan’s Class 1 standalone smart card reader functions, such as e-signature functionality, with EMV-CAP compliance (EuropayMastercard-Visa Chip Authentication Program).

The product meets UK APACS, German TAN Handheld Device requirements (HHD) and emerging French market user interface requirements.

Factory to field

Digipass 830 initializes itself and becomes unique the moment a user inserts his smart card and enters his PIN. When the card is removed from Digipass 830, all secrets are permanently erased. As Digipass 830 is platform-independent and does not require personalization prior to customer delivery, each reader is identical. Therefore, production and distribution are very cost effective.

Easy to use

Cardholders simply insert their standard EMV chip card into Digipass 830, and type their PIN for two-factor authentication (something they know, something they have). Each time a user enters their PIN, a one-time password (OTP) is generated and displayed.

The user can type this secure password to become authenticated over the bank’s network. This dynamic password cannot be used more than once and can only be verified by the issuing bank. The verification of the OTP or e-signature confirms the cardholder’s identity and grants access to the network from any terminal, on any platform.

Digipass 830 can be used in conjunction with OneSpan’s Authentication Server Framework. For payments, Digipass 830 can also be integrated into the 3D-Secure architecture and allows the cardholder to enter key data from the transaction before authorizing payment. The reader does not require a connection to the terminal or PC, nor any client software or drivers.

Low cost of ownership

Digipass 830 eliminates the need to provide customers with a smart card and a separate authentication token. It combines the intrinsic security of the smart card with the flexibility of a token.

Additionally, Digipass 830 requires no extra personalization by the network owner and can be delivered very efficiently in volume. Security infrastructure costs are reduced due to the decreased level of helpdesk calls. Digipass 830 reader can help banks transition to strong authentication for retail banking cost effectively by leveraging their existing investment in EMV infrastructure.